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If you live in Florida, you can get insurance to protect your home and your belongings. If you own your home, you can get a homeowner’s policy to protect the physical property and all its contents, like your clothes, furniture, and appliances. There is special condo insurance to cover the inner structure of your home, including flooring, plus the contents. Renters insurance covers your personal belongings, electronics, and furniture, but doesn't cover the building itself.
One important thing to keep in mind is that you will also get some general liability protection while you are protecting your home. This means that if someone is injured on your property, or if someone sues you, you already have protection.
Drivers in Florida are required to carry insurance, and you will need to prove you already have insurance just to register your vehicle. You will need coverage for both bodily injury and property damage in case you are found at fault in an accident. While there are minimum amounts of required coverage, you can talk to us at Bright Beacon Insurance Inc about the best protection you can get for your car, truck, SUV, or motorcycle.
For most people, their small business is their biggest investment. There are several kinds of coverage you can get, and every business has its own special needs. Every business should have basic Property and General Liability insurance, which can be combined into a Business Owner's Policy to save money. You may also need Commercial Auto, Workers Compensation, Product Liability, and Business Interruption, among others.
Whether you need insurance for your Florida home, car or business, we can help! Feel free to call or drop into Bright Beacon Insurance Inc if you are thinking about getting a policy, or if you just have questions.